Should I have written this book?

After reading accounts of what the subprime crisis had meant to ordinary people, I was tempted, or perhaps even inspired to write a story about it.

I imagined someone who’d been abroad on military service, with little knowledge of what was actually happening in his home country (the USA), coming home and discovering what had happened to his family and friends, and taking revenge. Since the subprime crisis largely affected people of colour, I decided that the protagonist should be African-American and the family should come from suburban Ohio. [note: although the book is written using US spellings such as ‘color‘, this article uses UK spellings; ‘colour‘.]

For an opposite number, out to stop the revenge killings, I chose a financial journalist working in New York City. And they would be female and gay.

Now, I had saddled myself with a lot of what is often terms “cultural appropriation” there:

  • I am not American – I have never even lived in America for more than a couple of weeks at a time
  • I am not a person of colour
  • I have never served in the USMC, or any branch of any military, other than as an RAF cadet at school
  • I’ve never been to Ohio
  • I’ve only been in NYC for an afternoon
  • I am not female
  • I am not gay
  • And though I do have experience of working with large news organisations, I’ve never been employed by one

But even so, I wanted to write this book. I do have friends, both in the USA and also from the USA living in Japan, whose brains I could pick, and use to check dialogue and general flavour (and American spellings). One of those who provided the most assistance was Bev Thomas, a Facebook friend, who also wrote a short guide to assist those who are in danger of losing their homes, which I included in the book as an appendix.

STOP PRESS!

I’ve just dropped the price of the ebook to $0.99 or local equivalent worldwide. Get it from Amazon, or other booksellers.

Balance of Powers features an African-American Afghan vet, Major Henry Powers, USMC, who comes home to find his sister’s house repossessed by the bank which sold her the mortgage, and his sister and her children out on the streets – somewhere. While searching for them, he meets Jeanine and her children, who have likewise been made homeless. What he finds sends him into a killing rage, and bodies pile up in his wake as he discovers the corruption and sleaze that surrounds the whole business, from mortgage salesmen up to traders in international financial houses.

Meanwhile in New York, Kendra Hampton, financial journalist, finds out more about the Wall Street murders that have spooked the trading floors. She finds herself on a collision course with Powers, which ends dramatically in New York City.

Now all of this is quite a feat of imagination, when you’re writing from Japan. I was somewhat nervous when I first put it out with an American publisher, but judging from the reviews, no one seems to have noticed my British accent.

The book also includes some relatively explicit sex scenes and sexual references, a lot of four-letter words, and quite a lot of violence – way out of my usual comfort zone. Against which, I think I produced at least three well-rounded characters:

  • Major Henry Gillette Powers: ex-USMC Afghan vet. An intelligent compassionate man moved to acts of extreme violence by what he sees around him.
  • Jeanine (other name unknown): mother of three children, now single, and made homeless through the repossession of her house.
  • Kendra Hampton: financial journalist living and working in NYC. Partner with Liz.

And some dialogue that I enjoyed writing:

“Hey! Where are you going? Downtown’s the other way.”
“I know. I’ve been thinking.”
“Uh-oh. Every time a man says that, it means he’s thinking of dumping you.”
“Not exactly, but…”
“And that’s another one that means the same thing. Been nice knowing you, Henry. Stop the car now, so’s I can get out? Pop the trunk, let me get my things? Okay?”
“It’s not that.”

Balance of Powers: Ch 11

And also some writing of interactions that I feel pleased with:

He was more than a little intimidating – a tall, well-built black man in a beautifully-cut suit and a military air about him. He introduced himself only as “Henry”, without a last name. She noticed a Marine Corps ring on one hand, but refrained from asking any questions about it.
“Did you know Mr. Reichman?” she asked him.
“Yes, ma’am, I did.” Very cool and correct, not giving away more than he had to.
There was something vaguely familiar about his face. “Have we met?”
“I’m sure I would remember you, ma’am.” A smile which ickered briey and then vanished as if it had never been.
“Strange,” she mused. “Pardon my curiosity, but may I ask how you met Mr. Reichman?”
“We met at a social event.” This guy wasn’t going to give anything away. Something told her that uttering her eyelashes at him and using her feminine charms was going to have as much effect on him as it would do on the coffee machine in the corner.

Balance of Powers Ch 22

So all in all, it’s a book I’m pleased with. It has good characters, a decent plot, a message that doesn’t beat you over the head, and a style that perhaps disguises the origin of its author.

Was it really 14 years ago?

airport bank board business

I’m referring to the large financial disaster, which brought about the demise of some of the largest financial institutions in the world, and affected the lives of many. At the time I was living in Japan, where the crisis caused by the securitisation of bad loans was known as “The Lehman Shock”, Lehman Brothers being one of the most prominent casualties of this seismic event.

I was working on the fringes of the financial world, having worked in two major non-Japanese financial institutions, and working for a Japanese bank at the time, but I was minimally affected, though I lost out on a contract to pre-edit Bear Stearns’ investor prospectus prior to the issue of a Japanese version.

However, several of my friends within the financial services industry were affected, and I came to learn of the hardship caused by the dishonest practices of the lenders who took advantage of their clients to earn a fast buck. Michael Lewis’s The Big Short is an excellent introduction to all this (the movie, not so much, in my opinion). In any event, it spurred me into writing two books. Here’s something about the first one.

At the Sharpe End

This was my lecture at the Foreign Correspondents Club of Japan, of which I subsequently became a member, where I introduced the book to a number of people, both Japanese and foreign residents of Japan. It’s quite long, but I think it’s worth watching.

I started to write this some time before the 2008 crash. It was based loosely around what I knew of the financial industry from my own experience, and the experiences of my friends.

It concerns a freelance consultant living in Tokyo (I always say that the protagonist, Kenneth Sharpe, is not me, but I could not have created him without my experiences) who finds himself in possession of a secret technology that allows him to make money in large quantities (technologies very similar to this technology actually exist now – fiction prefiguring fact).

(You can find the book for sale here)

Anyway, for the plot to be interesting, the hero can’t just waltz off into the sunset with his pockets bulging with cash – there must be something to hold the reader’s interest. In this case, I really wanted an external catastrophe that prevented the technology from doing its thing, and so guess what I chose? I was living in Japan, a country with frequent earthquakes and a reliance on nuclear power for much of its energy needs.

March 11, 2011

Yes, I chose an earthquake which wrecked a nuclear power station. This was in 2007/early 2008, several years before the Fukushima disaster. I don’t claim enormous credit for predicting this. I’m not a prophet. The Hamaoka power station, which was the one I described as being wrecked, is situated on the junction of three fault lines. In my opinion, a bloody stupid place to build a fault line. I also did not take account of tsunami action. Incidentally, I was convinced at one point that my wife and I, along with thousands more, were going to die from radiation poisoning. We were lucky that was not the case, though I probably have absorbed more radiation than if I had been living in the UK at the time.

However, after writing this section, along came the Lehman Shock, which made my earthquake rather redundant. I therefore had to change the story a bit, and also, given the time of the year, had to change some of the details in the story to reflect this (heaters went off, air-conditioners went on, etc.). I also incorporated some of the conversations that I’d had with my financial friends in the Foreign Correspondents’ Club of Japan, where I launched the book (always nice to talk about your book in the places featured in the book – happened to me twice now).

The first edition didn’t incorporate the quake, but used the Lehman shock but when I republished with Inknbeans Press in 2012 (post-Fukushima), I added the parts that I had originally written, and the current editions also have .

Anyway, a lot of readers have found it to be a very convincing and authentic look at life in Japan for non-Japanese, as well as being a well-written thriller with lots of twists and turns, and some interesting characters.

Next, I’ll be writing about my other book that came out of the subprime crisis – Balance of Powers.

Did I get it right?

A couple of years or so ago, I started an experiment. I wanted to write a novel in a place I had never visited, and about people I have never been, and never will be.

The result was Balance of Powers – which came out much better than I expected, to my mind, anyway. I am sure there are some flaws in it, though – but no-one has pointed them out to me yet. Perhaps you can help me here.

Continue reading “Did I get it right?”

Just added my thrillers to the site

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I’ve just added three more of my books to this site. They’re not my best sellers, but in some ways they’re the ones I’m most pleased with.

I started off with At the Sharpe End, crossing, double-crossing and triple-crossing at the time of the 2008 bank crisis. Set in Tokyo.

I particularly liked writing Leo’s Luck – it’s an insane romp through sex, rock and roll, and the paranormal. It made me laugh at the antics of its characters at times, and I hope it will do the same for you.

Or, of you want a hard-boiled thriller, check out Balance of Powers (currently a free download), dealing with the problems of an Afghan vet coming back to his Ohio home in 2007 .

More details on the Thrillers page.